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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	Which home is considered the ultimate in California craftsman-style architecture?
A	Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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Where to stay in Green Valley
Best Western 111 S La Canada
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Debbie Wyrsch-Williams, REALTORŽ, real estate agent and broker for Green Valley, Sahuarita and Tucson Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Wyrsch-Williams
Coldwell Banker Residential Brokerage
180 W. Continental Road Suite 100
Green Valley, AZ. 85614
Toll Free: 877-273-2146
Office: 520-248-HOME (4663)
Fax: 520-648-1180
Email: GreenValleyHomeAdvisor@NUMBER1EXPERT.com
Experience, Relationships, and Technology are only part of my formula for success in todays demanding Real Estate marketplace. Marketing your property and negotiating for YOU sets me aside from all the others! A consistent Customer Service Award winner and Top Producer, Debbie provides exceptional service to ALL Buyers and Sellers - the Professional Service You Deserve! My in-depth understanding of the Green Valley, Sahuarita and Tucson Real Estate markets ensures that buyers have access to the broadest selection of home inventory while sellers can rest assured that competitive housing trends are monitored on both a regional and local level. If choices, results and personal service matter most to you then dont trust just anyone with your Real Estate investment. Contact me today to learn how I can make your next Real Estate transaction a successful one!

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