Green Valley, Sahuarita and Tucson real estate and homes for sale in Arizona - Debbie Wyrsch-Williams, REALTOR® Debbie Wyrsch-Williams REALTOR(r) for Green Valley, Sahuarita and Tucson, Arizona real estate - NUMBER1EXPERT™ Debbie Wyrsch-Williams NUMBER1EXPERT(tm) for Green Valley, Sahuarita and Tucson, Arizona real estate
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Debbie Wyrsch-Williams, REALTOR®, real estate agent and broker for Green Valley, Sahuarita and Tucson Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
Retire & move to Green Valley AZ. Coldwell Banker Residential Brokerage real estate expert, Debbie will find your perfect home! Call 877-273-2146.

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About Debbie Wyrsch-Williams?: Green Valley, Sahuarita and Tucson Arizona home buying, real estate listings, and homes for sale in Pima                           County, AZ
Welcome > About Me > Who Am I? ...


Meet Debbie Williams REALTOR
Accredited Buyer's Representative
 

Debbie Williams - Professional Real Estate Profile 

A Full-Time Real Estate professional, Debbie Wyrsch-Williams is a real estate expert in Green Valley, Sahuarita, Quail Creek and Tucson, Arizona. Year-round resident, I live and breathe real estate everyday and have a knowledgeable pulse on real estate activities in Southern Arizona!! 

Through advanced education and experience, Debbie has earned the designation of Accredited Buyers Representative (ABR) and an e-PRO expert. 

Debbie Wyrsch-Williams is a member in good standing with the National Association of Realtors, Arizona Association of Realtors, and the Green Valley Association of Realtors. Debbie is a member of Green Valley and Tucson Multiple Listing Services. UPGRADE the marketing of your Listed Property using both MLS databases! 

Top Producer with in Southern Arizona with Coldwell Banker Residential Brokerage!! Your Full-Service REALTOR. Debbie achieved Top 10 in Sales Volume & Units Sold earning a spot in the Presidents Circle numerous times. Debbie averages more than one house SOLD each week... put her knowledge of the real estate market and savy negotiating skills to work for you. 

I wear my Realtor title proudly and subscribe to the National Association of Realtors Code of Ethics which entitles you to receive specific fiduciary duties of confidentiality, loyalty, faithfulness, full disclosure, obedience, reasonable care, diligence and accounting. 


Up Close and Personal
Raised in Findlay, Ohio, Debbie Williams experienced too many cold, blustery and snowy winters. Upon earning her Bachelors of Science degree in Business Administration from Franklin University (Columbus, OH), Debbie boarded a People Express plane with 2 fully packed bicycle boxes and a couple suitcases to train in Tucson. Seeking Arizona's desert sun, wide open spaces and scenic mountain ranges to train for ultramarathon long distance bicycle racing. Debbie competed in the grueling 3,000 mile bicycle Race Across America in 1986 and has held many long distance bicycling records. She's also hiked numerous trails in the mountains around Tucson and throughout Arizona. 

Debbie enjoys helping at the Continental and Sahuarita Schools. You'll find our family timing at Sahuarita Stingrays swim meets, cheering at soccer games, or bicycling on single bikes or on our bright red tandem.  

Active the community, Debbie also finds time to help the Santa Cruz Valley United Methodist Church with children's programs and contribute to long range land and church building planning efforts. * A portion of every sale is donated to the Santa Cruz Valley United Methodist Church building fund.  

Debbie gives back to the community by sponsoring Soccer and Little League teams in Sahuarita as well as the Sahuarita Stingrays swim team. Debbie also supports The Greater Green Valley Community Foundation in fund raising efforts. 

Debbie Wyrsch-Williams is a marketing expert! Her marketing background includes 12 years promoting carpooling, managing marketing budgets, negotiating purchase contracts as well as coordinating numerous special events and functions. 

Debbie is a top notch negotiator! Debbie will help you find the perfect home for you! 

Screaming Eagles 2/04
Sahuarita Screaming Eagles U10 Tournament Soccer Team
Super Swimmers Joshua & Elisha
Sponsor of Sahuarita Stingrays Swim Team League Champs 2001 2002 & 2003

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Real Estate Tips
Short Sales >1. What Is a Short Sale?

A short sale is discussed if the home owner is facing financial hardship and is therefore unable to make payments on the home loan. In the event that the bank or mortgage lender agrees to it, a short sale is an alternative solution when foreclosure is looming. “Short sale” literally translates to selling a piece of real estate just short of the remaining balance of the loan. Because the homeowner finds him or herself in a position where paying the loan just isn’t feasible, the lender will then discount the balance of the loan and the home owner will sell the property and forfeit all of the proceeds to the lender. By doing this, the lender concedes that selling the property at a loss is a better option than continuing to pursue the borrower.

There are four conditions of a short sale:

  1. The home’s market value is down. This means that the home is worth less than the remaining balance on the home loan. Another way to say this is by saying that the home is "underwater".
  2. The mortgage is in default or heading that way. A mortgage default occurs when the borrower stops making payments on the loan. At that point, the lender can seize the property from the borrower.
  3. The home owner encounters hardship like divorce, death or serious illness, unemployment, bankruptcy, etcetera. It is important to note that personal lifestyle choices that cause financial strain are not considered.
  4. The home owner has no assets. If the homeowner had assets, he or she could use these to make payments on the loan.

How do you know if you qualify for a short sale?

Whether or not a home seller can go through with a short sale ultimately depends on his or her bank or mortgage lender. They have to agree to the short sale process in order for it to come to pass. If the seller’s situation does not line up with the aforementioned four points, he or she may not qualify to sell their home on a short sale.

Any buyer can put an offer in on a home up for short sale so long as they are able to qualify for a loan. It is, however, up to the lender whether or not an offer will be accepted on the property.

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Real Estate Trivia
Q 
What was the first territorial acquisition made by the U.S. Government?

A 
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%.
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Debbie Wyrsch-Williams, REALTOR®, real estate agent and broker for Green Valley, Sahuarita and Tucson Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Wyrsch-Williams
Coldwell Banker Residential Brokerage

180 W. Continental Road Suite 100
Green Valley, AZ. 85614
Toll Free: 877-273-2146
Office: 520-248-HOME (4663)
Fax: 520-648-1180
Email: GreenValleyHomeAdvisor@NUMBER1EXPERT.com

Green Valley Realtor Debbie Williams welcomes the opportunity to show you Southern AZ active adult communities Robson Quail Creek, Del Webb neighborhoods, Meritage Canoa Ranch & Las Campanas, surrounding Green Valley areas & Sahuarita. A consistent Customer Service Award winner and Top Selling REALTOR, Debbie provides NUMBER1EXPERT service to ALL Buyers and Sellers. Let me show you the community I live in and LOVE! Experience, Relationships, and Technology are only part of my formula for success in today’s demanding Real Estate marketplace. My in-depth knowledge & understanding of the Green Valley, Sahuarita and Tucson Real Estate markets ensures you have access to the broadest selection of homes available for sale. Contact me today to learn how I can make your next Green Valley, Sahuarita or Southern Arizona Real Estate transaction a successful one!

ABR ePro REALTOR MLS Equal Housing ERC


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