|
Retire & move to Green Valley AZ. Coldwell Banker Residential Brokerage real estate expert, Debbie will find your perfect home! Call 877-273-2146.
|
Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
"Prompt, very courteous... did the extra things...
"Debbie is very knowledgeable on all the steps on buying and made our furnished winter home purchase a very easy transaction..."
"J & K Lopez" Buyers
Read Quote >
View All Quotes >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
Debbie Wyrsch-Williams is one of
The Top Selling Real Estate Experts™
Find Out More > |
|
|
 |
Please Sign Up For The
Latest Listings and the Latest Real Estate News
|
First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
|
|
| Q |
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?
|
| A |
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERT™ 
