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I'm ready to help find your perfect home in So AZ! Debbie is a top Coldwell Banker Residential Brokerage real estate expert. Call me: 877-273-2146.
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Complimentary Coldwell Banker Concierge Services FREE Discount Program & Full service benefit designed to assist with your next move. Also includes Hotel/Motel & travel discounts too! Find Out More > View All Offers >
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"Express appreciation in sale of Aunt's Estate" "I wish to express my gratitude and appreciation for the extra effort Debbie Wyrsch-Williams expended on our behalf..." "S Delo - TTEE Betty Cochran Rev Trust" Seller Read Quote > View All Quotes >
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First Time Buyers >Credit Card Common Sense
If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.
People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.
Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.
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| Q |
What took over 30,000 workmen to construct and is considered the second largest palace in the world?
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| A |
The Palace of Versailles, 14 miles southwest of Paris and completed in 1682, is famous for its size and its beauty.
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