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Retire & move to Green Valley AZ. Coldwell Banker Residential Brokerage real estate expert, Debbie will find your perfect home! Call 877-273-2146.
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Get Free Presentation On My Home Marketing. Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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"Appreciate the efforts and help I received" "Debbie went out of her way to help me get in my new home for the lowest down..." "D Ellison" Buyer Read Quote > View All Quotes >
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Debbie, a proven Green Valley, Sahuarita and Tucson, Arizona NUMBER1EXPERT™ Top Selling real estate agent.
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
What was the first territorial acquisition made by the U.S. Government?
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The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. |
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