It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Debbie Wyrsch-Williams
Coldwell Banker Residential Brokerage
180 W. Continental Road Suite 100
Green Valley, AZ. 85614
Toll Free: 877-273-2146
Office: 520-248-HOME (4663)
Fax: 520-648-1180
Email: GreenValleyHomeAdvisor@NUMBER1EXPERT.com

Green Valley Realtor Debbie Williams welcomes the opportunity to show you Southern AZ active adult communities Robson Quail Creek, Del Webb neighborhoods, Meritage Canoa Ranch & Las Campanas, surrounding Green Valley areas & Sahuarita. A consistent Customer Service Award winner and Top Selling REALTOR, Debbie provides NUMBER1EXPERT service to ALL Buyers and Sellers. Let me show you the community I live in and LOVE! Experience, Relationships, and Technology are only part of my formula for success in today’s demanding Real Estate marketplace. My in-depth knowledge & understanding of the Green Valley, Sahuarita and Tucson Real Estate markets ensures you have access to the broadest selection of homes available for sale. Contact me today to learn how I can make your next Green Valley, Sahuarita or Southern Arizona Real Estate transaction a successful one!

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